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The Catch on Page 14 of Your Carrier's Comp Grid
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The Catch on Page 14 of Your Carrier's Comp Grid

Commission schedule analysis for benefits brokers

Every employee benefits broker has lived this. The commission schedule looks great on the summary page. Then on page 14 there's a per-case cap, a persistency requirement, or a qualification gate that quietly says you don't earn the bonus until you hit a block-size threshold.

By the time you find it, if you find it, you've already set the client's expectations.

ennabl AI reads the contract for you

Upload a carrier's Producer Performance Guide, commission schedule or bonus program for group medical, dental, life, disability or voluntary. ennabl AI pulls out the real structure:

  • Base commission and bonus tiers
  • Retention, persistency and growth adders
  • The terms that quietly cost you: per-case caps, clawbacks and qualification gates

Three ways to use it

  • Understand one carrier in plain terms.
  • Compare several carriers side by side on the same terms.
  • See what changed by giving it last year's contract and this year's.

It already recognizes the structures used by carriers such as UnitedHealthcare, MetLife, Cigna, Guardian and Unum.

The comp grid was always knowable. It just took a careful read you never had time for.

Try it free at ennabl.ai